Manage, Save and Organise your money, all in one place.
Apply today, relax tomorrow.
Manage your spending, savings and bills through the OnPay app.
Spend and withdraw money anywhere around the world and always stay on top of your money.
Create custom categories to group your spending in ways that work for you and your lifestyle.
Get interest on your money, personalised budgeting and so much more.
Get spending insights, work towards saving goals, split the bill, earn interest and control your overdraft with a slider in-app.
Simplify shared spending, manage monthly bills or save for something great.
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*You both must have an OnPay Account
Give a Connected card to every member of your family so they are covered at any time.
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Set a limit to control your children’s spending.
Check what people say about us
Easiest bank to set up and use mobile app is slick and intuitive perfect for travell...
Everything is done instantly and flawlessly there’s no excuse for other banks to follow them.
This is the best bank I've been with. Really clear information about spending, easy to save...
Great to be able to pay in cheques using just a photograph. No problems to date.
All the things you’ve heard about are correct, easy to set up and use. The customer service is great!
Staff was so kind, helpful. I have received the help I needed to complete my account online and the service was so quick I could not imagine. I am so...
This bank is easy to navigate without any fuss. The security is great and the customer service is second to none. All this from the comfort of your chair :)
A really good bank the application process was easy and chat support staff are very helpful...
Compare each account to find the right one for you
If you’re eligible, you can switch on an overdraft in the app any time. Don’t want an arranged overdraft? No problem, you don’t have to have one.
Set up Direct Debits and standing orders in-app, and send money to any other UK bank account instantly.
Make payments on the go with Apple Pay or Google Pay.
Open an Account
